Germantown Insurance
Independent insurance advisors serving Germantown families since 1992.
Germantown is home base for Thompson Insurance — our office is located here, and we've worked with families across this community since 1992. We know the Germantown market intimately, from established neighborhoods to newer developments, and we tailor coverage to the higher property values and unique replacement cost considerations that come with insuring homes here.
What We Cover in Germantown.
Home
Protecting your most valuable asset with comprehensive coverage — dwelling, personal property, liability, and loss of use — matched to what your home is truly worth replacing.
Auto
Full personal and commercial auto coverage tailored to your vehicles, your driving habits, and the carriers who reward your profile — not a one-size-fits-all rate.
Umbrella
An extra layer of liability protection above your home and auto policies — because one judgment can change everything, and the right amount of coverage is always more than the minimum.
Flood
Standard homeowners policies don't cover flood damage — not a single dollar. We help you secure NFIP and private flood coverage before the rainy season, not after it's too late.
Earthquake
The New Madrid Seismic Zone is one of the most active fault systems in North America. Standard homeowners policies exclude earthquake damage entirely — a separate policy closes that gap.
Recreational Vehicles
Boats, RVs, ATVs, motorcycles, and watercraft — we find the right seasonal or year-round policies for the way you and your family play.
Renters
Your landlord's policy covers the building — not your belongings. Renters insurance protects your personal property, covers liability, and costs less than a streaming subscription.
Landlord
Own rental property? We provide landlord policies designed for owners who lease — covering structure, lost rental income, and liability when tenants are involved.
Jewelry
Scheduled coverage for jewelry, fine art, watches, and valuables that exceed standard homeowners limits — full replacement value with no deductible on most items.
Nearby Communities We Serve
Collierville · Bartlett · Cordova · Southaven